Even if you’re a ways out from buying, your #1 ally to help set you up for success (besides your Realtor!) is the mortgage professional you work with.  A tried-and-true local lender cares about their reputation in town to “get it done!” Here are some we have had great successes with in the past:

House keys on real estate contract ready to be signed


Guy Rivera- Direct Mortgage Funding

1736 State Street
Santa Barbara, CA 93101
Office: 805-687-6282

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Austin Lampson

1525 State St. Ste 104
Santa Barbara, CA 93101
Office: (805) 869-7100
Cell: (805) 450-4548

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Jeff Bochsler- Guaranteed Rate

809 De La Vina Street
Santa Barbara, CA 93101
Office: (805) 450-9616

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Jon McCuskey- New American Funding

1165 Coast Village Road, Suite A
Montecito, CA 9310
Cell: 805-204-0325

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Todd Hull – Draper & Kramer

1602 State Street
Santa Barbara, CA93101
Office: (805) 722-0357

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Here is a great tool you can use to calculate a possible mortgage. Disclaimer: This calculator is for illustrative purposes only and the figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult with a financial professional prior to relying on the results.