Ruth Ann Bowe

With over 18 years of experience in the industry, Ruth Ann has repeatedly been a top producer in the South Santa Barbara County region. She has been training and mentoring Realtors for many years and is currently an Instructor of Real Estate at Santa Barbara City College. Prior to real estate, she spent 20 years in sales, marketing and advertising. Whether working with buyers or sellers, her patience, understanding of real estate, strong negotiating skills and passion for the business ensure her clients always come out as winners!

Licensed Broker Associate

Top 5% Agents – 2009, 2010, 2012, 2013, 2014, 2015, 2016 & 2017 in Santa Barbara Association of Realtors for number of transactions.

Instructor: Real Estate Principles, Santa Barbara City College (2013-present)
Past Branch Director of Training for Coldwell Banker- Santa Barbara.
Trained Realtors for over 18 years:
  • Marketing Properties for Sale
  • Holding Successful Open Houses
  • Negotiating Contracts
  • Understanding the Process of Home Sales
  • Title & Escrow: Tips and Tricks for Successful Transactions
  • Understanding Buyer Needs
Accredited A-REO Agent
Accredited Seller Representative (SRS) Agent
Committee Member: Santa Barbara MLS & Business Technology Committee 2018-present

Vice President of the Board of Directors: Jodi House Brain Injury Support Center 2016- 2018
Sponsor/ Chairperson: Reunion Mixer at Jodi House Brain Injury Support Center 2017
Sponsor/ Committee Member: Hike Walk & Roll for Jodi House Brain Injury Support Center 2017
Committee Member: Glow in the Park for Doctors Without Walls 2017
Committee Member: Taste of the Vine for Sansum Diabetes Research Institute 2016
Committee Member: American Cancer Society Riviera Ball 2016
Walker: Barbara Ireland Breast Cancer Walk 2016
Member: Development Committee: Sansum Diabetes Research Institute 2008-2011
Member: Girls Inc. Greater Santa Barbara: GirlFriends Club 2009-2012
Walker: 40 Mile Avon Walk for Breast Cancer 2010
Walker: Cancer Center of Santa Barbara Walk/Run 2010

Ambassador to Santa Barbara 2016- Present
Board Member: Workforce Investment Board – SB County 2010-2015
Sponsor/Organizer: Start Up Weekend Santa Barbara 2013 & 2014
Board Member: Nat’l Assoc of Women Business Owners – Santa Barbara 2009-2012


Kristin Joy Hall

Though born and raised in Eugene, Oregon, Kristin’s roots in Santa Barbara are deep. Her rich family background includes those who have taught Spanish at Santa Barbara High School, French at La Cumbre Junior High School, and served as Santa Barbara County District Attorney. Kristin’s favorite time of the year was always those few weeks every summer where she got to vacation in Goleta with her grandmother, a Registrar at UCSB. After studying Spanish and Business Administration at the University of Oregon, an unexpected need arose to take care of her mom and grandmother here. Once their illnesses allowed, Kristin returned to the fields of Management and Customer Service, and in doing so was fortunate enough to cross paths with Ruth Ann. As a millenial who grew up with technology, Kristin brings tech finesse to the table that is a great compliment to Ruth Ann’s considerable experience. She quickly secured her real estate salesperson license and is now a Buyer Specalist, proudly to helping people find their happy homes as a part of the Ruth Ann Bowe Real Estate Team.

Short Sale & Foreclosure Resource (SFR) 2018- Present
Pricing Strategy Advisor (PSA) 2017- Present
Certified Transaction Coordinator 2016- Present

Cal-BRE #02020854

Monique Cox

Monique Cox is a dedicated Realtor who skillfully balances new motherhood and helping others achieve their real estate goals. She has extensive experience in sales, management and customer service including Orion Realty Group, where her strong negotiating skills were utilized regularly. In addition to her busy work schedule, Monique helps support children in the local area by mentoring for CASA (Court Appointed Special Advocates).

Monique’s true passion for residential real estate came to the surface after she gave birth to her beautiful daughter, Emma, in 2016. She transitioned back into the working world, and with hearty encouragement from her longtime friend, Kristin, Monique found her happy home as Buyer Specialist on the Ruth Ann Bowe Real Estate Team.

Cal-BRE# 01937284



David Lee Arney

A retired engineer and ongoing inventor, Dave wears many hats on the Ruth Ann Bowe Real Estate Team. Dave is the chief fix-it and heavy lifting officer and photographer, and is extremely handy when homes need a few simple repairs.


We love what we do,

and can’t wait to help you

find your happy home!